IndusInd Personal Loan
Features
🔴 Loan Amount will be in the range of 30,000 to 50 Lacs
🔴 Fast Approval
🔴 100% digital process
🔴 Low interest rate starting from 10.49%
🔴 Processing Fee Upto 3%
Eligibility Criteria
🔹 Age : 21 to 60 years
🔹 Employment Type : Salaried, Self Employed Professionals Self Employed Individuals
🔹 Income:⬇️
➖ For salaried : Rs. 25000 per month
➖ For Self Employed Professionals: Rs. 4.8 lakh annual
➖For Self Employed Individual: Rs. 4.8 lakh annual
🔹 Credit Score: 700+
🔹 Only available to nearest IndusInd Branch Pincode
Document Required
🔹Proof of Identity: Aadhar card, PAN, Passport
🔹 Income proof: Form 16/ITR for last 3 years / Latest 3 months salary slip
🔹 Net banking/ Debit Card
Process
♦️Customer needs to complete the rest of the process on the web page
♦️ Enter PAN number, mobile number, email id, current Pincode and click on Verify Mobile Number'
♦️ Enter the OTP sent to the mobile number and continue
♦️ Add loan requirement amount, tenure and click 'Next'
♦️ Enter personal details such as net monthly income, nationality, date of birth, employment type, etc.
♦️ Enter Aadhaar number or Virtual ID to initiate e- KYC and proceed
♦️ Verify current address and continue
♦️ Add work details such as company name, industry type, duration in the current organization, etc., and verify
♦️ If the customer is eligible, they will receive a pre-approved limit message on screen
♦️ Select the loan amount, repayment tenure,
interest rate, EMI and proceed
♦️ Add bank details such as account number, bank name, IFSC code, etc.
♦️ Complete the video KYC process
♦️ Check the loan agreement along with the terms and conditions
♦️ E-sign the loan agreement using an OTP sent to the registered mobile number
♦️ Setup auto repayment mandate
♦️ Once your customer's personal loan is approved, the cash will be transferred to their savings account
✅
Rules
🔵Available for only new users (User should not have any existing relationship with IndusInd bank).
🔵 If you are not able to finish the account opening process due to any reason, then you have to complete the process using the website link.
🔵 Make sure that the same mobile number shall be captured throughout the process.
🔵 Customer mobile number should be linked with Aadhaar card.
🔵 Customer must complete the application on their device. if more than one customer use the same device to apply, then loan may rejected
Frequently Asked Questions (FAQS)
1. Why do I suggest 'IndusInd Personal Loan" to customers?
-IndusInd Bank offers personal loans up to Rs. 50 lakh at attractive interest rates. With quick approval and flexible repayment options, they offer instant online personal loans.
2. How long does the application process take?
-The application process is very easy and should not take more than 15 minutes of your time.
3. What is the interest rate on an IndusInd Bank personal loan?
-The interest rate on an IndusInd Bank personal loan depends on your credit score and the loan amount. The current interest rates start from 10.49% p.a.
Tags
Personal Loan