Paysense Personal Loan


 

Paysense









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Features

  • Instant Loans for both Salaried and Self Employed Individuals.
  • Quick Approval.
  • Digital Process.
  • No Collateral Required.

Fees and Charges


  • Processing Fee : 2.5-3.5%+ GST

Loan Offering From


1. Salaried 

  • Loan Amount : 5000 - 7.5 Lakhs
  • Tenure : 3 - 60 months
  • 10,000+ Pincode servicable
  • BT + Top-Up facility available.

2. Self Employed

  • Loan Amount : 50,000 - 5 Lakhs
  • Tenure : 6 -  60 months.
  • 4,000+ Pincode servicable

Eligiblity Criteria

1. Salaried

  • Credit Score : 650+
  • Age : 22 - 55
  • Minimum Income : Rs 20,000+ (Mumbai & Delhi) |  Rs 18000+ Others Cities.
  • Unsecured loan inquiry report less than 4 in last 30 days.
  • Income Verification : Net Salary of Last 3 months ( Net Banking/Bank Statement ePDF)

2. Self Employed

  • Minimum Monthly Income : 25000+
  • Age : 23 - 55.
  • Credit Score : 700+
  • Unsecured loan inquiry report less than 4 in last 30 days.
  • Business Loan inquiry report less than 2 in last 30 days.
  • Income Verification : ITR 3 & 4.  ITR Filing dates (Minimum 6 Months Gap)





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